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Floods on One Side, Drought on the Other

Ian and I recently sat down to talk through the season, the support on offer, and how WLW Group is walking alongside our clients through a tricky patch particularly across inland NSW and into Queensland.


The seasonal snapshot

Inland NSW (down toward the Riverina) is very dry, with New England, Tamworth and parts of the Central West feeling the pinch.


Meanwhile, Queensland has copped two significant monsoonal events. There’s plenty of water and feed up there, supporting cattle and land markets, while many NSW producers are facing a tougher winter without that helpful summer rain to build feed.


What government support is on the table?

Two NSW Rural Assistance Authority (RAA) loans are drawing strong interest:

  • Drought Resilience Loan (up to $500,000): Attractive terms (around 4.5% interest) for eligible on-farm projects that lift resilience.

  • Drought Assistance Loan (up to $100,000): A smaller facility for immediate needs.

How WLW can help you prepare

With drought relief funds available (but limited), and the tax planning season upon us, now is the ideal time for farmers to review their financial position and secure the support they need. We’ve helped several clients develop farm business resilience plans, a practical, step-by-step approach that ensures funding applications are robust and aligned to genuine operational outcomes.


  • Cash flow modelling (quarterly updates) using Figured so you can make decisions with confidence.

  • Farm Resilience Plans that clearly set out:

    • Projects and outcomes

    • Budgets, timelines and funding mix

    • Risk and contingency planning

  • Application-ready documentation:

    • Last three years’ financial statements and tax returns

    • Detailed equipment and expenditure lists

    • Supporting notes for banks/RAA


If you have any questions about how these resources can benefit your business or need further assistance, feel free to reach out to us. We're here to support you every step of the way.


Nijo Antony

Director



 
 

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